Start with the questions that affect your purchase.
How much can I afford?
Look beyond the mortgage payment. Include property taxes, insurance, maintenance, utilities, HOA dues where applicable, and cash needed for closing and reserves.
What should I know about financing?
Loan programs and rates vary. Talk with a licensed lender about your actual budget and financing options before relying on online calculators.
What happens after I find a home?
The transaction can involve offer terms, disclosures, inspections, appraisal, financing, title and escrow. The exact process depends on the transaction and contract.
Buying from out of town?
Remote buyers should pay particular attention to property condition, insurance, flood/coastal considerations where applicable, inspections and the logistics of viewing properties.